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Cheapest health insurance - Feb 15,  · The cheapest health insurance in New Jersey for most people is the IHC Silver EPO AmeriHealth Advantage $45/40% plan, costing $ for a year old. This is the most affordable Silver plan in 14 out of the state's 20 counties. In the other counties, the cheapest Silver plans are OMNIA Silver Value and Horizon Blue Cross Blue Shield's Value.

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